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Application terms of service | Streetwise™

Streetwise™ Application Terms of Service

This agreement outlines the terms (the “Terms”) related to your use of the services provided to you by Arity, LLC (“Arity”) within the host mobile application (“Host Application”). The Arity services, as further detailed in these Terms, provide a mechanism to collect driving data (the “Services”). Your use of and access to the Arity Services are governed by these Terms. You accept these Terms by either (a) clicking to agree to these Terms, where this option is available; or (b) using the section with the Arity Services of the Host Application, in which case you are agreeing to be bound by these Terms.

Unless expressly stated, these Terms do not modify any other terms set forth in any application marketplace, including, but not limited to, the Apple App Store Terms and Conditions and Google Play Terms of Service or as otherwise required by any application marketplace provider (“Application Marketplace Provider”).To the extent necessary for these Terms to comply with Apple’s applicable Instructions for Minimum Terms of Developer’s End-User License Agreement (“Apple’s Minimum Terms”), Apple’s Minimum Terms are hereby incorporated into these Terms.

Arity reserves the right, at its discretion, to modify these Terms at any time. If you do not agree to these Terms as modified, you must stop using the Services. Your continued use of the Services following the posting of any changes to these Terms constitutes your acceptance of those changes.

Your right to use the Services terminates automatically if you violate these Terms.

You and Arity acknowledge that these Terms are entered into between you and Arity, and not between you and any Application Marketplace Provider. You further acknowledge that Arity is solely responsible for the Services.

License
Arity grants you a revocable, limited, non-transferrable, non-exclusive license to use the Services within the Host Application on any compatible device that you own or control and as permitted by all applicable terms set forth in any applicable application marketplace.

Age Requirement
If you are under the age of 18, you must review these Terms with your parent or legal guardian to ensure that you and your parent or legal guardian understand and accept these Terms.

Data Collection and Use of Data by Arity
The Services collect a sampling of data that begins when motion is detected over a certain distance and data collection stops when motion is no longer detected for a specified amount of time. Location services must be enabled in the Host Application and on your device in order to collect data. Data from the Services is uploaded and transmitted to Arity. Data captured includes, but is not limited to, trip start and end time, miles, acceleration, braking behavior, cornering and speed during a trip. In addition the Services capture trip route information (GPS enabled) and mobile device information, including IMEI and operating system data available to the Services. Data may continue to be collected until the Services are turned off within the Host Application or the Host Application is removed from your device. If you wish for the Services to stop collecting data, you must turn off the Services within the Host Application, or uninstall the Host Application from your device.

To facilitate accurate data collection, you are responsible for ensuring that the most current version of the Host Application is installed on your device.

Arity gathers and combines data for the purpose of determining driving behavior as well as other forms of analysis and risk evaluation. The collected data may be retained indefinitely. Your acceptance of these Terms permits the use of all past and future data gathered since the first installation of the Host Application.

Sharing of Information with Third Parties
Arity may work with other companies to provide you with services and benefits. These parties are collectively referred to in these Terms as "Service Providers." For example, Service Providers may include, without limitation, insurance companies, insurance agencies, telecommunications providers, wireless service providers, emergency personnel, towing companies, vehicle manufacturers, dealers, rewards platform administrators, equipment and software manufacturers, distributors, licensors, content providers, and any other person or entity who provides any service, equipment, content, features or facilities in connection with these programs and services. If any of the Service Providers imposes additional terms and conditions on the services it provides, those terms and conditions will be conveyed to you by those Service Providers.

Where legally permissible and available, Arity may offer additional products and services that utilize driving information, including your identity and location. Arity may use or share this data with third parties to develop and provide those services to you. We will ask for your consent before using personally identifiable information for a purpose other than those that are set out in these Terms. In addition, future services may permit you to share information with third parties. Please keep in mind that once you share your information publicly, it may be further distributed and accessed by other third parties.

In addition, Arity expects to use data collected from the application to develop new products and services and to provide, maintain and improve existing products and services. In the process, Arity may share data with affiliated companies. Arity may also share data with third parties in a manner where it is anonymized, aggregated, or both, for any lawful purpose. If Arity shares such data with unaffiliated third parties, that data will not include personally identifiable information about you.

Use of Information by Your Insurance Company
The Services are intended to support programs and services offered by Arity, including the collection of driving related data, so that certain Service Providers can calculate any premium, discounts or rewards related to driving performance. If you participate in a program offered by an insurance company Service Provider that requires the collection of driving related data, Arity may share any data collected by the application with that insurance company Service Provider. The Service Provider, in its discretion, may use the driving data for any other purpose related to offering, issuing and administering insurance products. For more details regarding how the insurance company Service Provider may use data collected by the Application, you may review the insurance company Service Provider’s privacy policy. If an insurance company Service Provider is using the data received under these Terms to facilitate your participation in a program that requires the collection of driving related data, the protections set forth in these Terms, including without limitation, the disclaimers of warranties and limitations of liability, extend to the insurance company Service Provider.

Your Access to Data
You may request access to the data collected by the Services, and Arity will provide you with the requested data so long as the request meets what Arity determines to be a legitimate need related to the operation of a motor vehicle and is appropriately reasonable in scope. Arity may reject requests that are unreasonably repetitive, require technical effort disproportionate to any use of the information, or would be impractical.

Disclosure to Third Parties
Arity may be required by law to disclose data collected by the Services to third parties, and all data may be deemed discoverable by third parties and used in accident investigations, litigation or both. You or Arity may be legally required to provide the data to third parties and their legal counsel. You should not expect to retain any privacy or confidentiality related to the use of the data captured through the Services.

Certain data may also be exposed via internal and external application programming interfaces. You hereby expressly consent that Arity may disclose to third parties any data necessary to respond to claims of violation of the rights of third parties and to protect Arity’s rights or property.

Wireless Service
The Host Application transmits data via your wireless carrier or an accessible Wi-Fi network. Arity is not responsible or liable for any data charges associated with the use of the Host Application or the Services. The service may occasionally be restricted, interrupted or discontinued due to conditions including, but not limited to: application design, network coverage, government regulation, or other situations beyond Arity’s control.

Location-Based Services
The Services transmit data regarding your GPS location. If you turn off location services for the application or your device, GPS data will not be captured and the Services functions will not operate effectively.

Ownership of Arity Intellectual Property and Data
The Host Application and the Services, including all text, graphics, user and visual interfaces, trademarks, logos, computer code, documentation and other content (collectively, the "Content"), is the exclusive property of Arity, the Host Application owner or Arity’s affiliates and is protected by copyright, trademark and other intellectual property laws. Further, you acknowledge and agree that Arity or its affiliates owns the data gathered by the Services.

In the event of a third party claim that the Services or Host Application or your possession or use of the Services or Host Application infringes that party’s intellectual property rights, you and Arity acknowledge that Arity and/or the Host Application owner, and not any Application Marketplace Provider, will be responsible for the investigation, defense, settlement and discharge of any such intellectual property infringement claim.

Use Restrictions
You shall not and shall not permit others to:

(a) interfere with the operation of the Services within the Host Application or another’s use of the Services within the Host Application;

(b) introduce any viruses, worms, malware, trojans, or other malicious or disruptive code;

(c) impersonate any person or entity, provide false information required for obtaining access to the Application or Services;

(d) reverse engineer, decompile, or otherwise attempt to derive source code of the software that powers the Application or Services;

(e) create or use any script or automated tool that attempts to create multiple ways to access or use the Application or Services;

(f) attempt to gain unauthorized access to the Application, Services, or any computer system used to provide the Application or Services, circumvent any access restriction or security measures with respect to the Application or Services, or disclose your access information or otherwise give access to the Application or Services to any third party;

(g) tamper, alter, modify, change, disassemble, reverse engineer, copy, or duplicate in any manner the Application or its associated code.

If you do any of the above or otherwise violate any of these Terms, your license to use the Services will terminate effective immediately. You may also be removed and banned by the Service Provider from any or all rewards and service or product offerings, and you may forfeit all premium adjustments, rewards or offerings earned by you from the Service Provider. In addition, you may be subject to legal action and may be denied future participation in any products distributed by Arity.

Support Services
The Services are provided "as is." Arity, the Application Marketplace Providers and the Service Providers are not responsible for providing any maintenance or support services for the Services or the Host Application.

Disclaimers, Limitations, Exclusions and Indemnity
The Services within the Host Application are provided on an “as is,” “without any warranty,” and “without any liability” basis. Arity does not guarantee the quality, accuracy, completeness, or timeliness of the Services and, to the maximum extent permitted by law, Arity expressly disclaims any warranty of any kind with respect to the Services, including regarding their availability, quality, accuracy, fitness for any use or purpose, compatibility with any standards, or non-infringement. To the maximum extent permitted by law, Application Marketplace Providers shall have no warranty obligations whatsoever with respect to the Services.
To the extent Arity has any liability under these Terms, Arity’s liability shall be limited to the direct property damage caused solely by the Services to your device on which the Host Application is installed. To the maximum extent permitted by law, neither Arity, the Application Marketplace Providers nor the Service Providers will be liable for any other direct, indirect, special, incidental, exemplary, punitive, or consequential damages arising out of, related to or in connection with the Services, or the use of the Services, whether based in contract, tort, negligence, strict liability or otherwise, even if Arity has been advised of the possibility of such damages. You shall not seek to recover any damages, including consequential, lost profits, special, indirect or incidental damages from Arity, the Application Marketplace Providers or the Service Providers outside of the terms and conditions set forth in these Terms. You must file any lawsuit or other action directed against Arity, its affiliates, Application Marketplace Providers, or Service Providers regarding such damages within one year from the date of the event that caused the damage. Some jurisdictions may not permit some of the above disclaimers, limitations, and exclusions, in which case those non-permitted disclaimers, limitations, and exclusions would not apply to you.

You hereby agree to indemnify, defend, and hold harmless Arity, the Application Marketplace Providers and the Service Providers from and against all claims, losses, expenses, damages, or costs (including, but not limited to, direct, incidental, consequential, exemplary, and indirect damages) and reasonable attorneys’ fees resulting directly or indirectly from or arising out of your use of the Services, or your violation of these Terms.
Privacy Policy

For an explanation of how Arity collects, uses and shares information and data, please refer to Arity’s privacy policy at http://www.arity.com/privacy.html you agree to the collection, use and sharing of information and data you provide to Arity in accordance with these Terms and Arity’s privacy policy. sharing of information and data you provide to Arity in accordance with these Terms and Arity’s privacy policy.

Product Claims
Subject to the terms and conditions contained herein, you and Arity acknowledge that Arity, and not any Application Marketplace Provider, is responsible for addressing any of your claims or the claims of any third party relating to the Services or your possession and/or use of the Application.

Legal Compliance
You represent and warrant that you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a “terrorist supporting” country and that you are not listed on any U.S. Government list of prohibited or restricted parties such as the Office of Foreign Assets Control (OFAC) list.

Third Party Beneficiary
You and Arity acknowledge and agree that the applicable Application Marketplace Provider and its subsidiaries are third party beneficiaries of these Terms and that, upon your acceptance of these Terms, the applicable Application Marketplace Provider will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third party beneficiary thereof.

General Terms
The Services may only be used in the United States. Arity makes no representation that the materials in the Services are appropriate or available for use outside of the United States.

If any provision of these Terms is held invalid, void or unenforceable, then that provision is considered severable from the remaining provisions, and the remaining provisions shall remain in full force and effect.

Arity’s failure to enforce any right or provision in these Terms shall not constitute a waiver of such provision, or any other provision in these Terms.

You shall comply with all local, state, federal, and national laws, statutes, ordinances, and regulations that apply to your use of the Services.

Developer Contact
If you have any questions, complaints or other inquiries, please contact Arity at info@arity.com